Turning Back the Clock: The Decline of Workforce Diversity in the Age of Coronavirus

We analyzed the latest CPS survey and found that even in industries where women make up a smaller share of total employment, they still saw a larger negative change in employment. The same was true when we analyzed the effects on minorities. Continue reading Turning Back the Clock: The Decline of Workforce Diversity in the Age of Coronavirus

Livin’ On A Bitcoin: The Commoner’s Guide To Investing in the World’s Favorite Crypto

You don’t need to be a financial genius to have heard about Bitcoin. In fact, you don’t even have to be in finance to have heard about Bitcoin. These days, most politicians, academics, media personalities, life coaches and their mothers have heard about Bitcoin, and everybody seems to have an opinion about it – from seeing it as untouchable garbage to the commodity of future … Continue reading Livin’ On A Bitcoin: The Commoner’s Guide To Investing in the World’s Favorite Crypto

Will Biden Solve the Student Loan Crisis?

Update: In keeping with his campaign promises, President-elect Joe Biden reaffirmed his support to forgiving $10,000 in student loans per borrower through Congressional action in early January. This would unburden almost 15 million student loan borrowers and reduce debt balances for millions more. Furthermore, on inauguration day, Joe Biden is expected to direct the Department of Education to extend the pause on student loan payments … Continue reading Will Biden Solve the Student Loan Crisis?

Millennials: The New Lost Generation

In this world of Zoom meetings we live in today, a world where we can be more mobile than ever before, less millennials are planting their roots in land or a home, even if they can afford it. Our identities exist in clouds or in databases, where any amateur internet sleuth could probably track me down. Perhaps even aside from the fact that millennials can’t afford homes, they are realizing that experiences are worth more than tangible things. This seems like a righteous shift from McMansions and Hummer-driving suburb dwellers, but at what economic cost? With all the expenses attached to buying and owning a home, it will be interesting to see the trajectory of coinciding industries, such as appliances, furniture, or even construction. Continue reading Millennials: The New Lost Generation

What Does “Flattening the Curve” Mean and Why is it Important?

If we can delay the spread of the virus so that new cases aren’t popping up all at once, but rather over the course of weeks or months, “then the system can adjust and accommodate all the people who are possibly going to get sick and possibly need hospital care.” People would still get infected but at a rate that the health care system could actually keep up with — a scenario represented by the more gently sloped curve on the graph. Continue reading What Does “Flattening the Curve” Mean and Why is it Important?

Should You Spend $25 or $250 on a T-Shirt? Part 2

For most people, a modest budget is a choice made for them by their checking out, while others have more disposable income to work with, but are unsure if doling out the big bucks on their threads is worth it – what does “worth it” even mean in this case? Even the most fashion-forward sartorialists sometimes wonder, “Are designer tees just ridiculously marked up, or is there more to it than that?” Continue reading Should You Spend $25 or $250 on a T-Shirt? Part 2

Should You Spend $25 or $250 on a T-Shirt? Part 1

For most people, a modest budget is a choice made for them by their checking out, while others have more disposable income to work with, but are unsure if doling out the big bucks on their threads is worth it – what does “worth it” even mean in this case? Even the most fashion-forward sartorialists sometimes wonder, “Are designer tees just ridiculously marked up, or is there more to it than that?” Continue reading Should You Spend $25 or $250 on a T-Shirt? Part 1

Everything You Need to Know About Cannabis Banking

Due to federal money laundering statutes, legal cannabis companies are denied access to common services including credit card processing, loans, and deposit and payroll accounts, because despite marijuana being legal in 33 states as of November 2020, the product is still considered a narcotic at the federal level. Continue reading Everything You Need to Know About Cannabis Banking