Will Biden Solve the Student Loan Crisis?

As of 2020 a collective 45 million student loan borrowers owe $1.6 trillion in federal and private student loan debt. The average borrower owes upwards of $30,000, requiring them to make loan payments of $400 on average. Student loan repayments cause a significant dent in many Americans’ disposable income. Joe Biden’s rise to the presidency has stirred up rumors of a revamp in the student … Continue reading Will Biden Solve the Student Loan Crisis?

Millennials: The New Lost Generation

In this world of Zoom meetings we live in today, a world where we can be more mobile than ever before, less millennials are planting their roots in land or a home, even if they can afford it. Our identities exist in clouds or in databases, where any amateur internet sleuth could probably track me down. Perhaps even aside from the fact that millennials can’t afford homes, they are realizing that experiences are worth more than tangible things. This seems like a righteous shift from McMansions and Hummer-driving suburb dwellers, but at what economic cost? With all the expenses attached to buying and owning a home, it will be interesting to see the trajectory of coinciding industries, such as appliances, furniture, or even construction. Continue reading Millennials: The New Lost Generation